Insurance
Insurance Coverage
& Direct Billing
Welcome to Kamloops Family Vision Clinic, where your vision health is our priority. Understanding your vision insurance is crucial in optimizing the benefits it offers. Vision insurance is a valuable tool that ensures you receive the necessary eye care without breaking the bank. As you explore the ins and outs of your insurance coverage, we’ll guide you through the essentials to help you make the most of it.
Accepted Insurance Coverage
If you don’t see your insurance plan on the list below, give us a call to inquire about further assistance at (250) 374 8755
- Sun Life Financial
- Pacific Blue Cross
- Maximum Benefit
- Manulife
- Johnston Group
- Johnson
- Industrial Alliance
- Green Shield Canada
- Desjardins
- Cowan
- Cinup
- Chamber of Commerce
- Canada Life
- Canada Life PSHCP
- Claim Secure
- D.A. Townley
- Equitable Life
- First Canadian
- Group Health
- Group Source
- RWAM Insurance
Good to Know Information on Insurance Coverage
Use it or Lose it: Don’t Let Your Benefits Expire
It’s essential to be aware that vision insurance benefits typically expire annually. This means that if you don’t utilize your benefits within the year, you risk losing them. Given the hard-earned money you contribute to your vision coverage, there’s no excuse to skip your annual eye exam or neglect changes in your vision.
For those with defined contribution vision insurance plans, such as Flexible Spending Accounts, remember that unspent funds may not roll over into the next year. So, it’s in your best interest to maximize your benefits before they expire.
Consider using your insurance coverage not only for routine examinations but also for additional eyewear options like a second pair of glasses, prescription sunglasses, or lenses tailored to your lifestyle. By doing so, you can make the most out of your vision insurance.
Vision Insurance Planning: Understanding Your Coverage
To make the most of your vision insurance, thorough planning is essential. Understanding the specifics of what is covered or not covered under your plan allows you to tailor your eyecare expenses accordingly. It’s crucial to discuss your options with our eyecare professionals, who can help you navigate the nuances of your coverage.
Additionally, be aware that unexpected eye injuries or the onset of certain eye diseases and their treatments may be covered by your traditional health insurance rather than your specific vision insurance plan. Being well-informed about both types of coverage ensures comprehensive care for your eyes
Vision Discount Plans: Affordable Options for Quality Eye Care
In addition to traditional vision benefits, there are vision discount plans that provide flat discounts across various vision-related services. These plans offer reduced premiums compared to traditional vision benefit plans, making quality eyecare more accessible.
While these plans involve paying the cost difference in full, they come with the advantage of a network of participating eyecare professionals who honor the specified discounts. It’s a cost-effective option for those seeking quality eye care without the higher premiums associated with traditional plans
Understanding Vision Plans and Coverage: A Closer Look
Navigating the world of vision insurance can be overwhelming, but we’re here to simplify it for you. If you’ve selected your vision insurance through your employer, start by consulting your HR department and reviewing the insurance company literature and websites for valuable insights.
There are generally two types of vision insurance plans:
Vision Benefits Package: Often an addition to traditional employer-provided healthcare, this plan includes a fixed set of benefits related to eye health and maintenance. It covers routine eye exams, discounts on corrective eyewear, and even benefits that reduce the cost of eye surgery. Many of these plans involve using pre-tax dollars, providing you with tax advantages. With defined contribution vision coverage, you can personalize your choices based on your expected vision expenses.
Vision Discount Plans: These plans offer flat discounts on a range of vision-related services. While you agree to pay the cost difference in full, the lower premiums make them an attractive option for cost-conscious individuals.
